Best Online Baccarat Casinos In Australia 2024

Known as Baccarat, Baccarat Banque, Baccarat Chemin de fer, or Punto Banco, this is a classic card game found at every online casino. Australian players love this game for the tons of goodies it offers. To get a taste of the thrill and excitement, check out our list of recommended top Australian online casinos.

Baccarat Games In The Best Australian Online Casinos

Ricky Casino

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Bizzo Casino

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$5000 Bonus

98% Payout

Rating: 4.7/5

Min Deposit $20

2000+ Pokies

$5000 Bonus 98% Payout - Rating: 4.7/5

What Is Online Baccarat?

When you play Baccarat at an online casino, it does not depart too much from traditional gaming. Baccarat craps still take two hands to play as there is a player and a dealer. The game has 3 distinct outcomes for every round. These depend on the cards as they fall. There is either a higher score for the bankers, the player, or a tie.


What elevates the online action is the fact that players now assume full control over their surroundings. The confusion of a buzzing brick-and-mortar casino is no longer an issue. You can now concentrate on the baccarat strategy you’ve put together without unnecessary distractions from hundreds of other players. This offers an enjoyable experience while allowing you to revel in all your gaming skills.

Rules of Baccarat

The aim of baccarat is to be dealt a hand that is as close to the number 9 as possible.

Here are some of the rules of baccarat:

  • Cards with 2 and 9 have the same value

  • This table game is played with a 6 or 8 deck shoe

  • Aces are the same as 1

  • J, Q, K and 10 are equal to 0

  • When a number goes above 9, you remove the first number

What Is A House Edge?

The ‘house edge’ is the advantage the casino has which differs depending on what game you’re playing. For online baccarat games the odds are:

Bet           House Edge

Banker      1.06%

Player       1.24

Tie            14.4%

Strategies For Playing Online Baccarat

Like many other casino games, online baccarat for real money also has some betting strategies that can be used to get the most out of your experience. Our experts suggest that you place bets on the banker for as this bet has the lowest house advantage. Here are some strategies you can also use to improve your chances of increasing your bankroll.

The 1-2-3-4 Strategy

This strategy is based on increasing your bet. The idea behind it is that you change your bet each time as to cover for your loses. As no strategy is perfect, be aware that this strategy rests on the more you can bet, the more likely you’ll win.

One Sided

This is an easy strategy that requires that you place a bet constantly on either the player or the banker. We recommended that you follow this strategy until you have lost 3 times. When this happens, you should stop and resume when your chosen side starts to win again.


This strategy consists of increasing your bet every time you win a hand. The sequence of wagers is 1,2,4 and the third hand you’ll return to 1 and restart. It’s as simple as that.


This is a classic strategy that is used in other table games. You basically double your bet until you win. This way you should be able to make back what you’ve lost.

Baccarat Attack

This strategy is similar to the Martingale strategy but differs in that you increase your bet only when you win, then if you lose you decrease back to a lower bet.

How to Play Online Baccarat

Baccarat online for real money is a thrilling casino card game that is relatively simple once you understand the rules. Here is a guide to help you start playing:

Understand The Game's Objective

  • The main goal in baccarat is to predict whose hand, the Player’s or the Banker’s, will be closest to the value of nine. You can also bet on a Tie.

Placing Bets

  • To start the game, place your bet on either the Player, Banker, or Tie. Remember that ‘Player’ and ‘Banker’ merely represent the two hands in the game; you can wager on either, irrespective of your position in the game.

Dealing The Cards

  • After the bets are placed, the dealer deals two cards each to the Player and the Banker. In some cases, a third card might be dealt to either or both based on specific rules (known as the ‘tableau’).

Calculating The Scores

  • The total score of each hand is calculated by adding the card values together. If the total is a double-digit number, only the second digit counts. For example, a total of 15 would be considered a 5.

Determining The Winner

  • The hand closest to nine wins. If you bet on the Player and the Player’s hand wins, you win your bet. If you bet on the Banker, and the Banker’s hand wins, you also win. Remember that if you bet on the Banker and win, you’ll have to pay a commission, usually 5%.

There you have it! You are now ready to explore the fascinating world of Baccarat at a casino online. Like any game, practice makes perfect, so put this knowledge into action, stick to your budget and most importantly, enjoy the game!

How to Play Online Baccarat

Online Baccarat Playing Tips

Baccarat is a simple table game to learn and so our experts have come together to provide you with a list of the best tips and tricks to improve your odds of winning.

  • Avoid Betting on A Tie: Although there is quite a high payout if you win a hand, going for the tie wager will definitely sting, with a huge house edge of 14.44%. This is an unlikely occurrence, so we advise that you go for the more likely bet which would be on the player or the banker.
  • Reduce Some of Your Losses by Using a Betting Strategy: As baccarat games can be quite long, our experts suggest that you follow any patterns throughout the game and follow through with your bet.
  • Betting on the Banker: This is as easy as it sounds. Keep betting on the banker as the odds are a bit higher than betting on the player. The banker’s odds are around 45.8%, whereas the players odds are around 44.6%. So, you keep betting on the banker until that winning streak ends.
  • Don’t Side Bet: Although it’s a simple strategy, side bets have a higher house edge and not-so-high payouts.
  • Have a Plan for your Bankroll: Although baccarat is a casino game with one of the lowest house edges, there is no fool proof strategy and like many casino games baccarat is a game of luck that can be predicted slightly with some betting strategies. As this is the case our experts recommend that you don not exceed 5% of you bankroll on a hand.
  • Keep an Eye on the Number of Decks: When playing baccarat at an online casino there are normally 6 decks used per game however this may differ depending on the casino you choose. Make sure you check the number of decks that are in the game as this has an effect on the house edge.

Online Baccarat Tips

  • Avoid betting on a tie
  • Reduce Some of Your Losses by Using a Betting Strategy
  • Betting on the Banker
  • Don’t Side Bet
  • Have a Plan for your Bankroll
  • Keep an Eye on the Number of Decks

Baccarat Variations to Play at Online Casinos

Now that you are familiarised with the history of baccarat, here are some versions of online baccarat in Australia, that you may come across:

Traditional Baccarat

Leading the way is the traditional option consisting of a 52-card deck.

You can also play this game on a mini table. Here, a player doesn’t have to do any actions as all the work is done by a dealer. The most important thing is to know all possible combinations.

High Limit Baccarat

As the name suggests, this second major version allows for higher wagering limits than the primary version. This variant is also playable with 8 decks consisting of 52 cards on a single mini table. You deal your hands face down. However, you have the option to peek at your cards before dealing with any more cards at any time.

Baccarat Gold

This is Microgaming’s most advanced variant that is playable on a full-sized table. The high-end graphics are noticeable in the way they recreate the vivid experience of a neighbourhood casino. Players enjoy all these within the comfort of their own homes.

Punto Blanco

This one of the most popular versions of baccarat, right after the classic version. There are no more than 12 players and 6 decks used in the game. The rest of the game flows as normal. You can place a bet on the banker or the player. You are also permitted to make a tie bet.

Baccarat Banque

This French variation of baccarat is different in that a different dealer is chosen at the start of each round. This is what makes Baccarat Banque slightly different from the other French variation, Chemin de Fer. The first participant who places the highest bet or who joins the game’s first is usually appointed dealer.

Chemin de Fer

Meaning ‘railway’ in French, Chemin de Fer is the most popular form of baccarat played in France. This version is almost identical to the classic version however instead of playing against the dealer players play against each other.

Players alternate between being the banker and the banker puts to one side a certain amount that they wish to wager.

Six decks of cards are used in this version and players are able to claim a ‘banco’ which means they are proposing to match the bankers bet.

European Baccarat

This variation mainly differs in that as a player, you can decide whether to stand or draw when dealt a 5. The banker can then decide whether to ask for a third card or not. Also, the banker is financed by the house which means if the banker bets $600, then the first player bets $400 and the second player bets $200 and no more players can bet in that round.

Mini Baccarat

This version has more or less the same rules as Punto Blanco and is very popular amongst baccarat lovers. It can be basically described as a low stakes version of the classic game.


This version of baccarat is great for new players, those who don’t really want to bet big and for players who aren’t necessarily baccarat enthusiasts. Another difference is that as the name suggests, mini-baccarat is played on a smaller table and at a quicker pace than other versions.

Real Money Baccarat Vs Free Online Baccarat

You may come across on many online casinos that offer both no-deposit online baccarat and real money versions. Here are some pros and cons we found when playing real money and demo online baccarat:

No-Deposit Online Baccarat

  • Practice the Third Card Rules without spending your money.
  • You don’t not have to join a special loyalty program or register.
  • Practice without making a min. deposit.
  • Practice the strategies and bets you’ve learned.

Real Money Baccarat

  • You can win real money!
  • You can play for low stakes.
  • The money you earn can be spent on other games.
  • You are offered bonuses and other promotions.

Baccarat Games And Bonuses

If you have never played Baccarat, then online casinos could be the best place to learn it. Here you can find the function “Demo Play”. Trying the demo play is often a good move, enabling you to put together a baccarat strategy that comes in handy when you want to get into real money gaming.

Another great way to learn Baccarat is to sign up for a player account at an online casino. Once you become a registered player and make the first deposit/payment, you are able to claim a Welcome Bonus. All our recommended casinos are offering very valuable Welcome Bonuses to Australian players. Those bonuses allow you to try many new online pokies or real money casino games including Baccarat

Different casino types offer varying levels of online baccarat experience. Your first step in the right direction is finding a platform that offers the most incredible selection of online baccarat games.

How We Choose The Best Online Baccarat Casinos

Bonuses And Promotions

We understand that one of the most important and attractive aspects of an online casinos is the types of promotions and bonuses they offer. Many casinos offer bonuses but not all of them are the same. The casinos we recommend not only have a variety of bonuses and incentive programs, they also allow players to receive their winnings. Which may seem obvious but is not always a given.

Safety And Security

In order to enjoy you time spent at an online casino, it’s essential that first your personal information, and banking details are safe. We only recommend casinos that use the appropriate security measures or SSL encryption technology. We also require that the casinos we recommend hold a valid license and are audited by third parties that ensure their games and practices are fair.

Quality Games & Software

The best online casinos house the best high-quality games. So, we search for those which have a variety of pokies, live dealer games and table games from the best software providers like Betsoft,

Mobile Options

Mobile friendly online casinos are a must nowadays as the average online casino player want the convenience and accessibly of playing wherever they want. Another crucial point is that even if you are playing on a smaller screen the quality of the game should not be affected and be just as enjoyable as playing on a desktop.

Customer Service

As a loyal player of a casino you deserve to have your queries answered and help available. We recommend top notch casinos with good customer care (be it by email or live bot).

Banking Options

Another important factor when recommending online casinos is that they offer various banking options; this ensures that you are able to easily make deposits and withdrawals without having to wait an unreasonable amount of time.

The History of Baccarat 

In general terms, Baccarat is a card game and its rules vary across its different versions. Baccarat Banque and Baccarat Chemin de fer are the two variants that are highly dependent on your strategy as a player. Your skills play a crucial role in every single dealing. Punto Banco, on the other hand, is a game that involves no strategy because there are no optional drawing rules.

While the origin remains unclear, there is a general agreement that Baccarat traces its origins back to medieval times in Italy.

The game was passed over to France around the 15th century when they went into war with Italy. However, it took several centuries before the game became deeply rooted. The variation of Chemin De Fer was mainly associated with the upper class, while Punto Banco entertained the lower classes. The game eventually found its way into England and America where it was adopted by players of any social class.

After digging deeper into Baccarat games, we found some incredible developments. 007, for instance, is one popular card game that took the status to a whole new level. This is a game enjoyed by kings since its inception and even became James Bond’s favourite earlier in the days. Today, you can enjoy numerous variations at various online casinos in Australia.

Baccarat Glossary

This term is used when describing the ‘bank’ or ‘the house’. It can also be used to a bet made on the ‘banco hand’ which is what the dealer always bets on. This bet has more odds of winning than punto but requires a fee. Although you will pay a commission this bet is one of the best on baccarat.
This refers to the total amount that a player has to use to place bets. Managing your bankroll at online casinos, especially in baccarat is an important strategy to maintain.
When the first card in a shoe is discarded this is referred to as ‘burning the card……???’. The reason for this is to confuse dishonest players and mix up the order of the cards. This action can be taken at the beginning of a card game.
This is what the dealer is sometimes called as this is the person that calls the game.
This is a fee that is paid to the casino, usually about 5% after making a banco bet. This fee means that the house edge stays with casino.
Down Card
This is when a card turns face down. Sometimes also called a hole card.
Up Card
This is when a card is turned face up.
Face Card
Kings, Queens, Jacks and tens are known as face cards and have no value in online baccarat.
La Grande
In French this term means ‘The Big One’. This describes when a player gets a score of nine with the first two cards.
La Petite
Meaning ‘The Small One’ in French. This is the same as its counterpart but players get an eight with the first two cards they have.
This refers to when the first two cards in a hand have the value of and 8 or 9. If this occurs then the hand is finished and the payout is given to the winning participant.
This hand sits opposite to the ‘banco hand’ and is not the best bet you can make as it has a high outside edge.
This the box where the decks of cards are kept.
This occurs when both hands are of the same value, therefore resulting in a tie.

Baccarat Frequently Asked Questions

Jamie Bungaree avatar
Jamie Bungaree
Head of Casino Games

Hi, I’m Jamie, the Head of Casino Games at CasinoAus. For over eight years, I’ve been exploring the exciting universe of iGaming, from pokies to table games. My experience isn’t just about playing; it’s about understanding the mechanics and delivering quality content. My background in journalism equips me to provide you with insights that go beyond the surface. I’m here to make sure you have an engaging and informative experience.

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